• US-based Monarch raises USD 75M to scale its finance app, co-founded by Egyptian entrepreneur Osman Osman.
• Valuation hits USD 850M as Monarch joins top-funded U.S. consumer fintechs of 2025.
• App helps users track spending, goals, and investments,without ads or selling user data.

Managing money is a hassle, Monarch, co-founded by Egyptian Osman Osman, wants to simplify it.

Monarch

So what is happening? US-based personal finance startup, Monarch, raised USD 75M in a Series B financing round. The round was led by FPV Ventures, Forerunner Ventures, Menlo Ventures, Accel, SignalFire, and Clocktower Ventures.

The company was co-founded by Egyptian entrepreneur Osman Osman.

Who are they? Founded in 2018, Monarch helps users track spending, manage investments, and set financial goals, without selling their data. The startup does not rely on ads or affiliate marketing, instead, it is built around paying subscribers who want control without compromise.

Financial Health

Tackling Financial Stress The idea was to solve the issue of financial health for households. Thus, it aims to provide an accessible solution for households to improve their financial situation with tailored tools and guidance.

The founders realized financial health is the biggest source of household stress in the U.S., so they created Monarch. The app offers an all-in-one solution to track spending, investments, and financial goals.

What is next? The app is aiming to be the central dashboard for personal finance, from budgeting to net worth tracking to investment planning. Furthermore, it aims to evolve its platform and provide financial wellness for more households. It also aims to expand its team 

Why does it matter? Most consumer fintech products focus on spending. Monarch is going broader, offering long-term planning in a cleaner, more private format. It is also an example of MENA-born talent building at a global scale and reshaping one of tech’s biggest categories.