• MNT-Halan launches Egypt’s first fully digital secured lending solution through the Halan App.
• Customers can access up to 80% of their investments instantly with competitive interest rates.
• Halan Card users enjoy zero interest and no fees on transactions for up to 45 days.

MNT-Halan

MNT-Halan, Egypt’s leading fintech platform, introduced the country’s first secured lending solution from a non-banking financial institution. The service allows customers to instantly access up to 80% of their investments through the Halan App.  Furthermore, this offers customers liquidity without interrupting their investment growth.

Customers go through an end-to-end digital experience, from onboarding and investing to credit limit activation via eKYC. Through this experience, they can instantly access up to EGP 500K on their Halan Card while continuing to earn investment returns. Moreover, interest rates are significantly lower than traditional lending, offering an affordable alternative for short-term liquidity.

Approved customers also benefit from zero interest and no fees on Halan Card transactions for up to 45 days, making it a flexible and cost-effective credit option.

“Many want to invest but hesitate because they’re unsure they can access their money when they need it. This launch removes that barrier, giving customers the ability to grow their investments and unlock instant credit digitally, when life demands it. It’s a simple solution that reflects how we build: around real lives, real needs, and real impact,” said Mounir Nakhla, Founder and CEO of MNT-Halan. 

Secured Lending

The secured lending feature complements MNT-Halan’s broader investment offering. Through the Halan App, customers can invest in gold funds, equity opportunity funds, Sharia-compliant products, and Halan Savings, a daily return product. It is important to note that all offerings are regulated by the Egyptian Financial Regulatory Authority, ensuring transparency and security.

Founded in 2018, MNT-Halan is Egypt’s unicorn fintech and holds multiple finance licenses. This includes micro, consumer, and nano finance licenses from the Egyptian Financial Regulatory Authority. This is alongside  the first independent e-wallet license from the Central Bank of Egypt.

MNT-Halan serves over 8 million customers globally, with 2 million active users each quarter. Its platform integrates lending, payments, savings, and investment services. The company operates across Egypt, Turkey, Pakistan, and the UAE, and continues to drive financial inclusion in emerging markets.