• NEO PAY partners with Biz2X to embed AI-powered SME financing, aiming to simplify lending across the UAE’s merchant ecosystem.
• The platform enables real-time credit decisioning, tailored loans, and faster disbursements, reducing traditional lending timelines from weeks to days.
• Merchants benefit from digital onboarding, flexible repayment aligned with cash flow, and access to a verified, growing SME lender marketplace.
  

NEO PAY

UAE’s NEO PAY, digital payments and merchant solutions provider,partnered with global fintech platform Biz2X. This collaboration is a step forward in NEO PAY’s mission to  unlock embedded financing for SMEs across the UAE.

Biz2X’s is integrating its advanced AI-powered lending engine into NEO PAY’s merchant ecosystem. Thus,  it aims to create a marketplace for lenders and borrowers and enables real- time credit decisioning. It also aims to enable tailored financing, and accelerated loan disbursement, all directly embedded within NEO PAY’s platform.

“This partnership with Biz2X allows us to transform how small businesses access capital, making lending faster, smarter, and more inclusive. By combining our rich transaction data with Biz2X’s AI capabilities, we are simplifying lending journeys for both merchants and lenders and enhancing the payments landscape across the UAE,” said Vibhor Mundhada, CEO at NEO PAY.

SMEs

Lenders on NEO PAY’s platform will gain access to a verified and rapidly expanding base of SME merchants. The integration of Biz2X’s AI technology also aims to reduce acquisition costs by pre-qualifying businesses and accelerating loan disbursements from weeks to days.

“Our mission is to make access to credit frictionless for small businesses globally. Our AI-powered platform will enable NEO PAY merchants to access capital faster and more efficiently, helping them scale with confidence,” said Rohit Arora, CEO and Co-Founder of Biz2X

With this partnership, NEO PAY’s merchants will benefit from a seamless financing experience powered by digital onboarding. The embedded Biz2X AI engine seeks to ensure that merchants receive tailored financing offers. Additionally, repayment options are flexible and align with business performance.